Benefits of Joining

Programs

We’re on a mission to bring wellness within reach for all members. We offer several simple, effective, streamlined sharing programs with varying contribution amounts to meet any budget and healthcare need. Plus, each program includes added wellness perks at no additional cost!

Comprehensive Program – WeShare®

As our most comprehensive healthcare sharing program, WeShare® provides peace of mind and the flexibility to choose a doctor that’s best for you, through various options. Whether you prefer the convenience of virtual care or have an in-person need, you’ll easily find in-network care through the most comprehensive provider network of any healthcare sharing ministry with the PHCS PPO Network. With several different program levels available, you select the tier to meet your budget and where you are in your healthcare journey. WeShare® provides the resources to help proactively manage your whole health: mind, body, and spirit. 

Eligible sharing services include Routine Annual Physical, Telehealth, CVS MinuteClinic services, Physician and Therapy services, Labs, Radiology, Urgent Care, Emergency, Hospitalization, Maternity, Prescriptions through CVS Caremark and more. 

Catastrophic Program – WeShare Access™

A highly cost-effective option for people looking for sharing support for preventive care and major, unexpected illnesses and injuries.  

The program provides low-cost sharing benefits to maintain a healthy lifestyle, focusing on well and sick visits through CVS MinuteClinic and their Telehealth services, as well as Urgent Care, hospitalizations and prescriptions.  

Topic WeShare® WeShare Access™
Annual Member Care Share Amounts (AMCS)
Note: works like a deductible
Options to choose from between $1,000 - $12,000 for individuals and $2,000 -$24,000 for families
Options to choose from between $5,000 - $10,000 for individuals and $10,000 -$20,000 for families
Network Access
Choose a provider from an extensive network: PHCS PPO, CVS MinuteClinic, DocDay, BetterHelp
Limited to CVS MinuteClinic, BetterHelp and the PHCS PPO for hospitalization
Annual Physicals & Preventive Health Exam
$0 member responsibility for any network healthcare provider
$0 member responsibility for CVS MinuteClinic services only
Virtual Medical Visits
$0 member responsibility for DocDay
$20 consultation fee through CVS MinuteClinic
Virtual Behavioral Health Counseling
Up to 10 visits complimentary with program membership
Up to 10 visits complimentary with program membership
CVS MinuteClinic™
$10 consultation fee
$20 consultation fee
Primary Care Physician Consultations
$25 consultation fee
Not eligible CVS MinuteClinic can support certain services
Specialist Consultations
$75 consultation fee
Not eligible
Behavioral Health Counseling (in-person)
$75 consultation fee
Not eligible
Labs - Quest Diagnostics or LabCorp of America
$10 consultation fee
$40 consultation fee
Labs - All others
AMCS applies
AMCS applies; only eligible when ordered by CVS MinuteClinic, Urgent Care, Emergency Departments or performed during hospitalization
X-rays
$25 consultation fee
$25 Consultation Fee, eligible for urgent care, emergencies and hospitalizations
Radiology, other
AMCS applies
AMCS applies, eligible for urgent care, emergencies and hospitalizations
Acupuncture or Chiropractic
$75 consultation fee, up to 12 visits each per year
Not eligible
Physical, Occupational & Speech Therapy
$75 consultation fee, up to 10 combined visits per year
Not eligible
Urgent Care
$50 consultation fee
$100 consultation fee
Emergency Room
$500 consultation fee
AMCS applies if admitted
$750 consultation fee
AMCS applies if admitted
Hospital Services
AMCS applies
AMCS applies
Maternity Care (pre & postnatal care, delivery, & newborn care) - 1st 24 Months of Membership
Once AMCS is met, pays up to $15,000 from shared contributions
Not eligible
Maternity Care (pre & postnatal care, delivery, & newborn care) - After 24 Months of Membership
100% paid from shared contributions once AMCS is met
Not eligible
FDA-Approved Prescriptions
Fee depends on drug formulary; $3,500 Annual Maximum
Fee depends on formulary; only eligible for Generic and Standard Brand medications with a $2,500 Annual Maximum
Dental & Vision Discount Programs
Discount program included free with membership
Discount program included free with membership
Wellness Perks: Noom, FitBod, RightNow Media, HelloFresh
1-year subscription to Noom, Fitbod, and RightNow Media and a 1-year HelloFresh discount (valued at $780) included with membership
1-year subscription to Noom, Fitbod, and RightNow Media and a 1-year HelloFresh discount (valued at $780) included with membership
Great for Members Who
Want comprehensive healthcare sharing support to manage all that life throws their way
Want support for limited medical care, focused on care they may commonly use

Note: To help keep your healthcare simple, eligible services that apply a consultation fee are not subject to the AMCS. For eligible services subject to the AMCS, they are shared at 100% once the AMCS is met. Please see the program details or contact us for a comprehensive list of eligible services. 

Our Member Services team works hard and is committed to ensuring a seamless, transparent, and member-centric approach for all.

In that spirit, WeShare® offers added resources and support through the Compassionate Care Program, for any and all members diagnosed with a critical or chronic illness, or cancer, while enrolled as a member of WeShare® or WeShare® Access. If you, a loved one, or another member needs assistance with information on the Compassionate Care Program, please get in touch! 

Network

We couple the simplicity of sharing with the most expansive care network in the healthcare sharing industry, providing access to:

PHCS®

PHCS®, the largest, independent primary PPO in the nation, with over 1.2 million+ medical professionals and 5,600 hospitals. That gives members access to 95% of U.S. healthcare professionals and hospitals to get the in-person care they need throughout their wellness journey.

CVS Caremark™

the largest retail pharmacy provider in the nation with low, pre-negotiated member-specific rates for both CVS Caremark™ prescriptions at 68,000 locations and CVS MinuteClinic™ with 1,100 locations.

CVS MinuteClinic™

Is a walk-in or virtual clinic that patients can choose as an alternative to urgent care, to get support with common illnesses like colds, flu, strep, infections (eye, ear, skin, sinus, and UTI) or medication refills. 

DocDay

Allows you to conveniently visit with a doctor from the comfort of your home or while on the go. Speak with a board-certified provider to address any non-emergency medical needs like colds, flus, allergies/sinuses, eye, or skin infections, and more.* *Not available to WeShare Access Members

Careington Dental

An industry leader in dental care, provides you hassle-free savings to maintain your oral hygiene. You have access to one of the most recognized networks in the nation with 20%-50% savings on most dental procedures, including routine oral exams, unlimited cleanings and major work such as dentures, root canals, crowns and more. Plus, all dentists must meet highly selective credentialing standards based on education, background, license standing and other requirements. Simply present your discount card to your dental provider and save!

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.  This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.  This plan is not a Qualified Health Plan under the Affordable Care Act.  The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at uhsm.solutionssimplified.com. A written list of participating providers is available upon request.  Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. This plan is not available in Vermont, Washington, and Montana.

Careington Superior Vision

Superior Vision discount program helps you save 5 to 30% on eye care and wear. Discounts are offered at more than 40,000 participating providers locations on exams, eyeglasses, contact lenses and LASIK. Even if you’ve got 20/20 vision, comprehensive eye exams can help detect signs of serious health conditions like glaucoma, diabetes, high blood pressure and high cholesterol.  In addition, members receive savings of 20% to 30% off the overall national average cost of LASIK surgery through QualSight at more than 800 locations.  

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.  This plan is not a Qualified Health Plan under the Affordable Care Act.  The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at uhsm.solutionssimplified.com. A written list of participating providers is available upon request.  Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. This plan is not available in Vermont, Washington, and Montana.

Betterhelp

Was founded in 2013 to remove the traditional barriers to therapy and make mental health care more accessible to everyone. Today, it’s the world’s largest online therapy service – providing professional, affordable, and personalized therapy in a convenient online format.  Over 30,000 licensed therapists are available via chat, phone, or video call and trained in a range of issues – from depression and anxiety to parenting challenges and relationship issues. Members are custom matched with a therapist based on their unique needs and preferences. 

Perks

Caring for your mind, body, and spirit goes beyond taking care of your medical needs. Comprehensive Program – WeShare® and Catastrophic Program – WeShare Access™ include perks to help you focus on your whole health, at no additional cost to you!
Fitbod is an award-winning application that leverages artificial intelligence to provide users with personalized workouts tailored to their goals, personal ability, and available equipment. The easy-to-use platform suits people of all fitness levels, from beginner to advanced, and can be used anywhere. No matter what you’re trying to accomplish from your fitness plan, Fitbod has unlimited workout types specific to you!  
Noom uses a psychology-based approach to help you understand and manage your relationship with food. Not only can it help you learn how make healthy choices, but you’ll also get support breaking the old habits holding you back from achieving your best health. The tailored experience offers behavioral insight, techniques to identify healthy options without thought, meal logs, portion insight, recipes, and motivation to keep you on track. Since our food choices and habits affect our overall health, Noom helps you achieve physical, mental, and emotional wellbeing! Plus, it’s the only CDC-approved diabetes control application.
RightNow Media is the world’s largest library of video-driven Bible study and faith-based resources. With over 20,000 topics from 150 leading Christian publishers and ministries, there is something for everyone no matter what you are looking to deepen your knowledge on. You’ll find helpful content on personal development, marriage, parenting life and more.
HelloFresh is America’s #1 meal kit offering healthy, convenient, nutritious, and most importantly delicious meal options. Choose a plan to match your lifestyle, selecting from 100+ weekly menu and market items, and receive weekly deliveries with step-by-step recipes and pre-measured ingredients. Each box includes easy-to-follow recipes with clear nutritional info, high-quality ingredients sourced straight from the farm, and convenient meal kits that fit perfectly in the fridge. Modify your delivery days or skip a week with ease. Welcome to a world where dinner is always planned, simple, and delicious.

Extended Care Programs

Life happens! There are times you may need additional financial support if ever faced with a serious illness or accidental injury. WeShare also offers add-on programs to give you extra peace of mind.

The S.M.A.R.T. and A.I.D.D. Care Programs provide additional sharing for those faced with major life-threatening illnesses or unexpected accidents. S.M.A.R.T. Care helps lessen the financial burden commonly caused by the unexpected costs of a serious illness through support with bills such as mortgage, rent, utilities, plus 10+ more related expenses. A.I.D.D. Care provides additional accident benefits to assist with major medical expenses, including in-home recovery and the out-of-pocket responsibility of your WeShare program. 

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