Resources

What is Christian Healthcare?

How Healthshare Works … with UHSM, it’s Awesome!

Wondering how member-to-member health sharing works in a Christian medical health share program? This video explains. UHSM is not insurance. It’s affordable, alternative health care. We serve as a connector, administering the cost-sharing program and helping health share members support each other—it’s AWESOME!

FAQs

Our friendly service and transparent approach makes understanding Christian healthcare easier than ever. We want people to ask questions. We want people to get clear answers. We want our members to get the care they need, at prices they can afford. We’re helping solve the Rubik’s cube that is healthcare once and for all.

What is Christian healthcare sharing?

Christian healthcare sharing ministries are non-insurance entities in which members share a common set of ethical or religious beliefs and share medical expenses among members. 

What is UHSM?

UHSM™ is a religious organization facilitating the sharing of medical expenses. It is not an insurance company, and neither its guidelines nor its plan of operation, nor any other documents of the religious organization constitute or create an insurance policy. Our Members are individuals who share their medical expenses in accordance with Christian beliefs without regard to the state in which a member resides. 

How do I become a member?

You can call 800-900-UHSM (8476) to start the application process today! 

What is the eligibility to become a member?

We do require our members to meet a list of qualifications which include maintaining a healthy and proactive lifestyle who have a mutualistic understanding that this program is for a community of like-minded individuals sharing healthcare costs. 

What if I want to change my program?

Call us at 800-900-UHSM (8476) 

Is this insurance?

No, this is a healthcare sharing program. Healthcare sharing programs are becoming very popular because of the exuberant rates of insurance. As much as 2 million people throughout the country use similar programs, which are not insurance policies and do not carry guarantees. 

Is this a CVS prescription discount plan?

No, this is not a CVS prescription discount plan. We do provide our membership the ability to share expenses for prescription costs up to your Sharing Program limits through the CVS Caremark Pharmacy network, which includes retailers such as Costco, CVS, Target, Walgreens, Walmart and more. 

Does this program include a PPO network?

YES! UHSM health share programs include eligible sharing through participating providers within the First Health PPO Network; one of the largest in the country with more than 1 million doctors, hospitals and specialists.

To see if your provider is in network visit: www.firsthealthlbp.com 

Which states can I use UHSM program benefits in?

UHSM program benefits can be used in all fifty (50) states!  

Can anyone be accepted?

UHSM is a selective program and unfortunately, not everyone will be accepted, but we do offer a variety of programs for most needs. 

Does UHSM have lifetime maximums / sharing limits?

NO! There are no lifetime maximum sharing limits. 

UHSM DOCTORS & HOSPITALS

First Health PPO Network

First Health is a leading PPO provider network, and one of the largest in the nation. UHSM medical sharing eligibility extends to qualifying costs at the more than 1 million doctors, hospitals, and specialists in this network. By contracting with this network, our members benefit from pre-negotiated rates and payments processes that lead to a much smoother process and overall cost savings.

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CVS Caremark Network

The CVS name is synonymous with prescription healthcare needs, serving more than 5 million+ patients per day across the 60,000+ locations in the United States. UHSM has contracted with the CVS Caremark network to offer member convenience and quality, allowing them to satisfy their Rx needs locally at Costco, CVS, Kroger, Target, Walgreens, Walmart and more.

Doctors & Hopspitals

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“The Lord will guide you continually, watering your life when you are dry

and keeping you healthy, too.

You will be like a well-watered garden; like an ever-flowing spring.”

—Isaiah 58:11

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We think quality healthcare should be simple, fair, and friendly. We’re UHSM™, and we’re here to make it happen. Plan on an awesome experience!

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