Your use of the Website, and any information you provide to us while using the Website, is subject to our Privacy Policy. By using the Website, you consent to the use of your information as we outline in our Privacy Policy. If we connect you with a third-party service provider through the Website or a phone number displayed on the Website, you accept that:

Our Privacy Policy governs anything you do on the Website and the applicable third party vendor’s privacy policy governs anything you do (e.g. discuss insurance) with such third party vendor.
If we display the telephone number of a third party vendor, transfer your phone call to a third party vendor, or link to a third party vendor’s website, any and all contact with such third party vendors undertaken at your own risk. You, not UHSM™ are responsible for any personal information you provide to another company and we recommend as a general practice that you read a company’s privacy policy prior to sharing any personal information.

Information entered into the Website to request assistance with membership enrollment and voluntary health sharing information shall be shared with only with third party vendors. This information shall not be shared with other companies and shall not be used for general marketing purposes.

Governing Law & Arbitration

This Agreement shall be governed by the laws of the Commonwealth of Virginia without giving effect to any principles that may provide the application of the law of another jurisdiction. Any controversy or claim arising out of or relating to this Agreement, including any controversy or claim involving a third party with whom information you have entered into the Website has been shared (but only to the extent such third-party consents to arbitration of such controversy or claim) shall be settled by mediation and arbitration.

As part of the sincerely held religious beliefs of the members, the members and the staff of UHSM believe that the God commands us to make every effort to live at peace and to resolve disputes with each other in private or within the community of believers.  Therefore, the parties agree that if any claim or dispute arising out of, or related to this Website and this Agreement, or any aspect thereof, including claims under federal, state, local statutory or common law, the law of contract or law of tort, that may remain, including a determination whether this provision is valid, shall be settled by mediation.

 If a resolution of the dispute and reconciliation does not result from mediation, the matter shall then be submitted to an independent and objective arbitrator for binding arbitration. The parties agree that the arbitration process will also be conducted with each party to bear their own costs, attorney’s fees, and 50% of the arbitrator’s fee. Each party shall agree to the selection of the arbitrator. If there is an impasse in the selection of the arbitrator, the parties agree that the arbitrator of their choice.

 The parties agree that these methods of dispute resolution shall be the sole remedy for any controversy or claim arising out of this Agreement, and they expressly waive their right to file a lawsuit against one another in any civil court for such disputes, except to enforce a legally binding arbitration decision.  The decision of the arbitrator shall be final and unappealable. The arbitration shall be conducted in Norfolk, Virginia and judgment on the arbitration award may be entered into any court having jurisdiction thereof.

Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights in any court of competent jurisdiction.

If either UHSM or you want to arbitrate a dispute, UHSM and you each agree to send written notice to the other providing a description of the dispute, previous efforts to resolve the dispute, all supporting documents/information, and the proposed resolution. UHSM and you each agree to make attempts to resolve this dispute within forty-five (45) days of receipt of the notice to arbitrate. Thereafter, either UHSM or you may submit the dispute to formal arbitration.

Both you and UHSM each agree not to pursue arbitration on a consolidated or class-wide basis, including any arbitration involving a third party with whom information you have entered into the Website has been shared. Both you and UHSM each agree that any arbitration will be solely between you and UHSM and/or, where applicable, a third party with whom information you have entered into the Website has been shared (not brought on behalf of or together with another individual’s claim). If for any reason any court or arbitrator hold that this restriction in unconscionable or unenforceable, then this agreement to arbitrate does not apply and the dispute must be brought in court.




Nothing contained in these Terms will be deemed to constitute either party as the agent or representative of the other party, or both parties as joint ventures or partners for any purpose. You may not assign, delegate or transfer your rights or obligations under these Terms. We may assign our rights and duties under these Terms without such assignment being considered a change to the Terms and without notice to you. We may modify these Terms, at any time, by posting notice thereof on the Website. Your continued use of the Website following the posting of notice of any modification will be subject to the Terms in effect at the time of your use. Please review these Terms periodically for changes. If you object to any provision of these Terms or any subsequent modifications to these Terms or become dissatisfied with the Website, your only recourse is to immediately terminate use of the Website. Other terms and conditions may apply to your access to UHSM products/services through the Website, the third-party vendors’ websites, and to your use of other portions of the Website. You will observe these other terms and conditions. If we fail to act with respect to your breach or anyone else’s breach on any occasion, we are not waiving our right to act with respect to future or similar breaches. If a court finds any of these Terms to be unenforceable or invalid, that Term will be enforced to the fullest extent permitted by applicable law and the other Terms will remain valid and enforceable. These Terms, together with those agreements made a part of these Terms by reference, make up the entire agreement between us relating to your use of the Website. You acknowledge that you have read and understood these Terms, and that these Terms have the same force and effect as a signed agreement.

We appreciate your feedback. Please email us at

At UHSM we care about your privacy as much as you do. We appreciate the trust you have given with us and commit ourselves to bring you the best site experience we can offer in a way that assures that your personally identifiable information is safe with us.

Protection of Your Information

We implement security measures to maintain the safety of your personal information when you enter or submit your personal information. We follow generally accepted industry standards to protect the information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

Information We Collect and Use

We collect personal information when you use the tools on our UHSM site. Some of our tools include systems to help you search for information and be able to transmit electronically information. To provide these services, we may ask for information such as your date of birth, members of your family, zip code, and whether you use tobacco. Information that you enter may be used to identify eligibility for sharing membership and other UHSM services that fit your profile. In order to use some areas of this web site, you must first complete a registration form or have a member login.

Additionally, this website collects personal data from its users for the following purposes and using the following services:

  • Access to third party services’ accounts, such as access to the Facebook account.
  • Permissions: Email, Twitter Tweet button and social widgets, Facebook Like button and social widgets and Google+ +1 button and social widgets.
  • Personal Data: Cookie and Usage Data, Registration and authentication. Direct registration.
  • Personal Data: Email and Password
  • Remarketing and Behavioral Targeting. AdWords Remarketing. Personal Data: Cookie and Usage Data
  • Analytics: Google Analytics and Google AdWords conversion tracking.
  • Personal Data: Cookie and Usage Data
  • Google Tag Manager: a snippet of JavaScript that sends information to a third party, such as Google. The tag manager tool itself (which deploys the tags) is a cookie-less domain and does not collect any personally identifiable information. The tool instructs other tags to fire, and these other tags may collect data. This data is not accessed by Google Tag Manager. Please view Google Tag Manager Product use policy for more information.
  • Heat Mapping services are used to display the areas of a page where users most frequently move the mouse or click. This shows where the points of interest are. These services make it possible to monitor and analyze web traffic and keep track of User behavior. Crazyegg is a heat mapping service provided by Crazy Egg Inc. Personal Data collected: Cookie and Usage Data. Place of processing: USA – Privacy Policy
  • We also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other online or offline sources and may add that information to your existing account.

Except as described in this privacy policy, we don’t sell or rent users’ data to any third parties for any purpose. The only uses of Data are those highlighted in this policy. Users are the only owner of their Data and can request modification or deletion at any time.

Information Sharing and Disclosure

We share personal information about you under the following circumstances:

Aggregate, Non-Personal, or De-identified Information We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including our affiliates, to develop and deliver targeted advertising on our site and on the websites of third parties and our affiliates.

As Required by Law We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances whenever we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, or as otherwise required by law.

Business Transfer

As with any other business, it is possible that we could in the future enter into a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale. If such a transaction occurs, the successor company would have access to the information maintained by us, including your personal information, but would continue to be bound by this Privacy.


By providing your contact information to us through the site, you are registering to receive communications from us directly, on our website or through a third party. We will periodically send you newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to us at You may also opt-out by clicking on the unsubscribe link in our emails.

Third-Party Links

This Privacy Policy applies to all information that you provide on this Website. However, when you visit websites to which our Website may link, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third-party site, the data collected by the third party is governed by that third party’s privacy policy. A third-party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.

Please note that we can only control our own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services. In addition, if you provide your personal information to a Service Provider in our network, any use of your information by that Service Provider will be subject to their privacy policies and procedures. You would need to contact these parties directly in order to stop receiving their email communications.

Information Collection Technologies

To better serve our users and third-party vendors and increase the response time of the site, we use various technologies to collect information about our users, such as:

Cookies. Cookies are small bits of code, usually stored on a user’s computer hard drive, which enable a Website to “personalize” itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Customer tracking (or “click-stream”) data collected by us is used to optimize your experience by learning whether or not you successfully used the site. Additionally, we may capture click-stream data on some of our partner’s websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners. We also may use cookies to deliver targeted advertising (or allow third parties to deliver targeted advertising) on our website and the websites of our affiliates and third parties. Log Files. We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet. Clear Gifs. We employ a software technology called clear gifs (a.k.a. Web Beacons) that help us better manage content on our site and in our HTML emails by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movement of Web users. Clear gifs are not tied to users’ personally identifiable information. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.

Children’s Privacy

This Website is not intended for use by children under the age of 13. We will not knowingly collect any personal information from visitors under the age of 13 online through this Website. If you think that we have collected personal information from a visitor under the age of 13, please contact us.

Visitors Outside the United States

This Privacy Policy is intended to cover collection of information on our site from residents of the United States. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By visiting our site or using our Services, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your residence country.

Your Consent

By using our site, you consent to our Website’s privacy policy. If you do not agree to this policy, please do not use any portion of the site. When you request insurance quotes or other information through the site, you are authorizing us to share information with our business partners, who may contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.

Changes to Our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page. You should check this privacy policy each time you use the site to ensure you are aware of any changes in our privacy practices. Our privacy policy will indicate the date it was last updated. Your continued use of our site after we have posted any privacy policy changes indicates your agreement to the changes unless you notify us otherwise.

Contacting us

If there are any questions regarding this privacy policy you may contact us using the information below.

Unite Health Share Ministries, Inc.
999 Waterside Drive, Suite 2600
Norfolk, VA 23510

© 2019 Unite Health Share Ministries, Inc. UHSM™ All rights reserved.

Last Modified: December 1, 2018