The Best Christian Healthcare Sharing Ministry on the Planet!
We’re not health insurance, but when has health insurance ever been good?
We do healthcare sharing differently — More care, less stress, and the best benefits for you and your family.
How can we help you today?
The network
PHCS PPO Network
At UHSM™, we’ve enlisted the PHCS® PPO Network, the largest independent network in the country, with 1,200,000+ doctors, hospitals, and specialty providers. We know that the relationship between you and your doctor is vital. So we contracted with the PHCS doctors who deliver next-level care, take the time to really listen, and work with you as your partner toward better health.
The Pharmacy
CVS Caremark Pharmacy Benefits
UHSM understands that as prescription drug prices continue to rise, many patients are shouldering higher costs for their medications. Recognizing this challenge, UHSM members have access to pre-negotiated pricing with CVS Caremark® —the largest pharmacy network with more than 68,000 retail locations nationwide including Costco, CVS, Kroger, Safeway, Target, Walgreens, Walmart, and more.
Our Mission
We think quality healthcare should be simple, fair, and friendly. We’re UHSM, and we’re here to make it happen. Plan on an awesome experience.
Clear Mission
Program Choices
%
Member-Focused
The Programs
Multiple Health Share Program Choices
In addition to our comprehensive Vital and catastrophic Fundamental programs, UHSM offers these health share programs to fit your lifestyle and needs. Programs listed below show AMCS (Annual Member Care Share), percent of share after AMCS is met, Visit Consult Fee, Rx Share Fee, and Lifetime Share Limit.
Platinum
- $2,500
- 100%
- $20 visit
- Gen $10/Brand $25
- No Limit
Fundamental
- $10,000
- 100%
- N/A
- Gen 30%/Brand 40%
- No Limit
Gold
- $5,000
- 100%
- $35 visit
- Gen $10/Brand $35
- No Limit
Vital
- $10,000
- 100%
- $20
- Gen 30%/Brand 40%
- No Limit
The ADVANTAGE
Small in Name, Mighty in Benefits
UHSM offers a pioneering, fresh approach to healthcare that exceeds expectations. By tapping into our vast industry knowledge and broad networks, we are transforming the experience, the offering, and the relationship our members have with their healthcare. We’re dedicated to making a real difference in their lives!
Physicians Available 24/7/365
Access to 1.2 million+ providers via the PHCS PPO network. Plus, telehealth from our partner Healthrive.
No Incident or Lifetime Limits
Not all health share programs are created equal. UHSM offers programs with no incident or lifetime sharing maximums.
Same Benefits In- or Out-of-State
Want to see a physician 10 states away? Don’t worry about it, your sharing benefits remain the same nationwide.
Only Programs with True Rx Benefits
The CVS Caremark network covers more than 90% of pharmacies in the U.S., including Target, Costco, and Walmart.
