The Best Christian Healthcare Sharing Ministry on the Planet!

We’re not health insurance, but when has health insurance ever been good?

We do healthcare sharing differently — More care, less stress, and the best benefits for you and your family.

How can we help you today?

CVS Caremark

The network

First Health PPO Network

At UHSM™, we’ve enlisted the First Health® PPO Network, a wholly owned subsidiary of Aetna, one of the largest and strongest networks in the country, with 1,000,000+ doctors, hospitals, and specialty providers. We know that the relationship between you and your doctor is vital. So we contracted with the First Health doctors who deliver next-level care, take the time to really listen, and work with you as your partner toward better health.

The Pharmacy

CVS Caremark Pharmacy Benefits

UHSM understands that as prescription drug prices continue to rise, many patients are shouldering higher costs for their medications. Recognizing this challenge, UHSM members have access to pre-negotiated pricing with CVS Caremark® —the largest pharmacy network with more than 68,000 retail locations nationwide including Costco, CVS, Kroger, Safeway, Target, Walgreens, Walmart, and more.

Our Mission

We think quality healthcare should be simple, fair, and friendly. We’re UHSM, and we’re here to make it happen. Plan on an awesome experience.

Clear Mission

Program Choices



The Programs

Multiple Health Share Program Choices

In addition to our comprehensive Vital and catastrophic Fundamental programs, UHSM offers these health share programs to fit your lifestyle and needs. Programs listed below show AMCS (Annual Member Care Share), percent of share after AMCS is met, Visit Consult Fee, Rx Share Fee, and Lifetime Share Limit.


  •  $2,500
  •  100%
  •  $20 visit
  •  Gen $10/Brand $25
  •  No Limit


  • $10,000
  • 100%
  • N/A
  • Gen 30%/Brand 40%
  • No Limit


  • $5,000
  •  100%
  •  $35 visit
  •  Gen $10/Brand $35
  •  No Limit


  •  $10,000
  •  100%
  •  $20 
  •  Gen 30%/Brand 40%
  •  No Limit


Small in Name, Mighty in Benefits

UHSM offers a pioneering, fresh approach to healthcare that exceeds expectations. By tapping into our vast industry knowledge and broad networks, we are transforming the experience, the offering, and the relationship our members have with their healthcare. We’re dedicated to making a real difference in their lives!

Physicians Available 24/7/365

Access to 1 million+ providers via the First Health® PPO network. Plus, telemedicine from our partner Healthrive.

No Incident or Lifetime Limits

Not all health share programs are created equal. UHSM offers programs with no incident or lifetime sharing maximums.

Same Benefits In- or Out-of-State

Want to see a physician 10 states away? Don’t worry about it, your sharing benefits remain the same nationwide.

Only Programs with True Rx Benefits

The CVS Caremark network covers more than 90% of pharmacies in the U.S., including Target, Costco, and Walmart.